本科生
Choose your campus to learn more about cost, scholarships and financial aid opportunities.
玻利瓦尔校园
山景校园
萨勒姆的校园
斯普林菲尔德学校
Using military benefits to pay for college?
奖助金
提交 FAFSA (Free Application for Federal Student 援助) to determine your eligibility for state and federal grants, which are financial awards that do not have to be paid back.
联邦佩尔助学金
The 联邦佩尔助学金 is a free federal grant for eligible undergraduate students 有经济需要. 补助金的数额各不相同 每年最高7395美元.
Federal Supplemental Educational Opportunity Grant (SEOG)
The Federal Supplemental Educational Opportunity Grant (SEOG) is a free federal grant for undergraduate students with exceptional financial need. SBU奖励金额不等 从 每年200- 1000美元.
州拨款计划
State program grants are administered by the state of Missouri for eligible undergraduate students 从 Missouri 有经济需要. The Access Missouri Financial Assistance 项目奖励金额从 每年1500 - 2540美元 基于可用的国家资金.
学生贷款
Loan eligibility is determined based on your submitted FAFSA. After SBU receives your FAFSA, you will receive a personalized financial aid award letter which will include loan documents for any 贷款 for which you qualify.
You can find detailed information about 还款 of federal 贷款, including borrower's rights and responsibilities, by visiting Student援助.ed.政府.
学生贷款的种类
联邦贷款
- 联邦直接学生贷款 — loan is deferred while student is 在学校, six-month grace period before 还款
开始
- 补贴贷款 — 政府ernment pays the interest while you're 在学校
- 未受资助的贷款 — you are responsible for interest accruing while you are 在学校
- 联邦毕业生贷款 — 研究生开放
- 联邦家长贷款 — parents may apply for this loan in any amount up to cost of attendance; if parent plus loan is denied, student will receive additional unsubsidized direct loan eligibility
私人贷款
You may seek out supplemental loan(s) 从 alternative sources up to the cost of attendance 减去财政援助.
Important information about private 贷款:
- These are non-federal 贷款 and do not have the same terms and conditions as federal 贷款.
- Private 贷款 cannot be combined (consolidated) with federal 贷款 when you enter 还款.
- A private loan may not offer flexible 还款 plans and may have a higher interest 利率高于联邦贷款.
- Public service loan forgiveness is not available for private 贷款.
- 私人贷款可能需要联署人.
Considerations when choosing a lender:
- 比较利率.
- Consider whether accruing interest is added to the principal amount while enrolled 在学校.
- Check to see if the loan requires any upfront or back-end fees.
- Find out if the loan requires payments to be made while enrolled 在学校.
- Consider co-signer requirements and conditions of the loan.
- Local banks and credit unions may offer competitive interest rates on private 贷款.
可供选择的贷款机构名单
You are free to choose any lender and loan product you feel best suits your needs. You are not required to select a lender 从 our list; however, we have provided a 放款人名单 进行比较.